Last week we wrapped up Season 1 of the Words and Money Podcast, and though it's not the first Thursday of the month, I'm taking this opportunity to share a little about what's in store for season 2.
Learn how I plan to bring in the exploration of freedom and what wealthy means to women from various types of businesses and careers. I'll be interviewing women who I believe live accomplished lives with unique perspectives on money. We'll keep the money banter, as that's the entire point of this show, but continue to explore more about what makes these individuals lives so inspiring.
I'll also be launching a Monday "Vlodcast" series. A Video and a Podcast where I share my best knowledge and advice around some of the topics that you, my audience, has been curious about. Feel free to send me your questions or topics you'd like me to hit - I'm gonna need the material! Do so through the show notes.
Amanda Berlin is the creator of Pitch School which helps entrepreneurs pitch themselves to the media and get coverage that grows their businesses. In this episode Amanda and I discuss the importance of the self-talk and little stories we tell ourselves about money. How each mini message turns into a day of mini messages which turns into a year and then becomes our life where we’re telling ourselves that we’re not good with money or not worthy of making more. Amanda teaches us how to shift and reposition those stories for abundance and wealth. More in the show notes.
This week's sponsor is PrepDish.
Limor Markman is the woman, the voice, and the star behind Limor.Money. She produces a weekly show called LimorTV offering a feminine financial perspective. In this episode, Limor shares her expertise on buying real estate and homeownership. More specifically, she poses an alternative option which is becoming a real estate investor, or a rental property investor instead of a homeowner. We discuss the importance of having multiple streams of income, how to be financially fabulous and so much more. Get more details in the show notes.
This week's episode is sponsored by PrepDish.
Carrie Smith Nicholson is the voice behind the Careful Cents brand, a community of solopreneurs and freelancers who are committed to building life-centered businesses. Carrie is a successful freelance business writer and uses her experience to educate others on how to become a freelancer. In this interview, we heavily focus on learning all about the freelance world from Carrie and how to go about finding clients, pricing your services, and more. Get more in the show notes.
Today's sponsor is PrepDish.
In this episode I dive into the 5 books I read in my early 20s that have helped me get clear and gain confidence around my finances. There are books for every aspect of your life, whether you're just starting down your financial journey or you're looking for a new way to view your finances and your future. Some are written for millennials while others are written for someone of any age. Check them out and let me know what you think! Check out the show notes to get the links to all 5 books.
Lauren Bowling is an ex-actor and reformed shopaholic turned finance blogger and business owner. Her message to anyone out there is this, "If I can go from financial sh*t show, to a financially independent adult, you definitely can." Her blog is LBeeandTheMoneyTree.com where she shares her journey from financial mess to financial success. In this episode, Lauren and I dive into the pros and cons of homeownership and the home buying process. We talk about what to expect when applying for a mortgage loan, and Lauren shares some of the challenges she personally faced in purchasing a home. Get more from the show notes.
Our sponsor for this episode is PrepDish - Get weekly meal plans for less than $2/week!
Lauren Greutman is the author of The Recovering Spender. She helps women create financial freedom for their families and themselves by sharing simple, easy ways to take back control of their money, live within their means, and create the simpler, happier life they’ve always dreamed of. In this interview, Lauren shares her compelling story, the mindset behind her debt experience and the first steps to take back control of your financial life and recover from your overspending. For all ya’ll in new engaged, married, or even committed relationships, we also talk about the importance of talking about money early, and how you can go about it. Get more in the show notes.
Marsha Barnes is a personal finance expert and Founder of The Finance Bar, the first educational personal finance hub on wheels. She is also the visionary behind The Finance Bar Members Club and Expense Manager Mobile App. In this episode, Marsha and I discuss how to reign in your spending and make smarter financial decisions. We talk about the symptoms of a compulsive spender and how to curb those desires to always be spendin'. Get the show notes.
These are the 5 things that I truly did to take an amazing 12-day dream vacation this summer, and I'm sharing all of the details and stories behind the what, why and how I did it. Also, I share where Words and Money is going as we've already had 30 episodes in the books. Shifting to focus more on exploring a world of what wealth means to us (which can be very subjective so we'll dive into it all: health, fitness, travel, business, spirituality, etc.) but we'll still hold tight to our money roots and have open and casual conversations about money.
Charisse Conanan Johnson is the founder of Charisse Says where she writes and creates videos about investing and financial wellness. Charisse graduated from Yale University and worked her way up to Vice President of JP Morgan Investment Management when she got the entrepreneurial spark and attended Chicago Booth. With her passion for investing and entrepreneurship, Charisse is driven to make a difference by speaking to various audiences and sharing her expertise in financial wellness. In this episode, Charisse helps us understand investing and we specifically focus on investing through a Roboadvisor, one of the easiest and stress-free ways to get started in the world of investing. Read more...
Sophia Bera is not your father’s financial planner. She is the owner of Gen Y Planning, a 6-figure online business she runs from her laptop, where she works with young professionals in their 20s and 30s looking for a CFP to help them navigate through big life decisions. In this episode, Sophia and I discuss retirement. We break down the difference between a 401(k) and a Roth IRA, talking why you would want to go one way or the other or invest in both if that’s an option for you. She shares her insights on achieving financial success and why we need to find joy in some of the things we spend money on. Get more deets in the show notes.
Taylor Milam is a writer, traveller and money enthusiast from San Diego, California. She is the founder of TheFreedomFromMoney.com where she helps women combine money and self-care to create a life they love. In this episode on the words and money podcast Taylor shares how she committed to paying off her student loans in less than a year by living on 50% of her income. Taylor gives some great advice and insight around how money is extremely personal and the choices we make with our money are our own and how we should avoid comparing our money choices to others. Visit the show notes to get the link and a chance to win the FREE Download.
Last month we talked about the 5 steps to get started on your financial journey, and this week (and for the rest of this month) we’re diving deeper into one of those steps. I challenged you in Step 4 of the 5 steps to get to $1,000 saved up into your emergency savings account. Now, we’re going to talk about how to optimize that Emergency Savings Account by learning why it's important, how to figure out how much your savings goal should be, and how the whole "Oh Shit" account works. Get the notes!
Cait Flanders is the blogger behind Blonde on a Budget (now CaitFlanders.com). Cait started her blogging journey to document her debt repayment. She had $28,000 of consumer credit card debt and actually shares a little bit (or maybe a lot a bit) of her story with us. After paying off her debt, Cait adopted a minimalist lifestyle where she gave away 75% of her things and commenced a two year shopping ban which will be wrapping up this July. Learn all about it in this episode! Get at the Show Notes.
Jessica Nazarali is a business strategist and certified master coach for women who want to build thriving coaching businesses and become The It girl in their industry. She has done this with her own business in record time (in her second year in business she made $600k) and she helps her clients and audience members do the same. In this episode, I pick Jessica’s brain on what it takes to make that extra money, Jessica's secrets on the vital first steps you need to take to set up your own side hustle business, how to get those first paying customers or clients, and how to manage it all. Learn more here.
Ashley Feinstein Gerstley is the founder of The Fiscal Femme where she works as a money coach and demystifies the world of personal finance and money for her clients. She offers one-on-one coaching and online courses including, a 30 Day Money Cleanse, a Savvy Investor course and a Tackle Your Debt program. In this episode we dive in to the world of investing. Ashley teaches us how we can start investing now, today. She answers our big questions like is Investing risky? and how is investing like buying shoes? Get more deets
Courtney Sanders is a women’s empowerment coach over at ThinkandGrowChick.com. As a leading success coach and mentor to millennial women, she believes that no matter what you’ve been through or where you’re going you can make the most of your life and you can start right now. She is a ninja at goal setting and time management, and she guides women down the path to map out their goals within their career, their finances, their personal life and more. In this interview, Courtney tells us the story about her triumphs and failures in the journey to entrepreneurship, with many financial struggles along the way. She walks us through how to set goals for financial success and offers tips for time management, road maps for goal setting in bite sized chunks and shares an interesting perspective on why we fail to achieve our goals. Read more
In this episode (after I share my new bout with the Whole 30 and how I'm dreaming of donuts already) I'm walking us through the 5 Steps to get started down the financially fit path of life. (Get the FREE Download in the show notes!) Whether you're just graduating from college and embarking on a new exciting career, or you're ready to take the money bull by the horns and get your finances in order, here I'm offering a way (or maybe a challenge of sorts) to get started. Let's do this!
Laura Yamin is a podcaster over at the Say Yes Podcast where she delivers bite-sized 10 minute interviews of people sharing their stories of things they have done in their lives that they said "Yes" to. In this episode, Laura shares how she said yes to setting up an automatic savings plan to save for her goals, how she made it feel like a game and ho it's so easy, you can set one up for yourself in just 15 minutes. Read more...
Addie McHale, CFP is the founder of Moneyful. She believes in leaving things better than she finds them and is very intrigued by what is called “interior finance” how our beliefs and values impact how we view our money (you’ll hear more about that in this interview). Addie is also a Health Insurance expert. She helps individuals navigate their way through open enrollment as well as navigate the terminology and complications of health insurance. In this interview, Addie helps us understand the complexities of health insurance. You’ll find out how to pick the best health solutions for you when taking on a new job, learn enough to understand general terminology, and even understand what all the fuss is about with the Affordable Care Act, aka Obamacare. We talk beliefs, living below our means, and a quick and easy way to start building wealth. Check out the details here!
This week we're talking Negotiations with Bridget Eastgaard, a personal finance online entrepreneur at MoneyAfterGraduation.com (Find the FREE Negotiating Cheat Sheet in the show notes). Bridget writes brutally honest personal finance blog posts and creates high-value products for millennials, some of which are absolutely FREE and are what she used to get her personal finances in line. In this episode Bridget walks us through how to negotiate for more money, either at your current job or your new job. We also pose the question of grad school and even just undergraduate degrees and whether they are worth the investment. Bridget’s perspective is fascinating and refreshing to hear someone speak with opinion and in such an honest way even though the topic may be slightly controversial. Get the cheat sheet and all the other notes here.
In this episode I address questions from my listeners and readers. We talk about helping friends with excessive spending, where to put the first one or two thousand dollars, how to keep from spending by using prepaid debit cards, and why a credit score is important even though it seems counterintuitive, and how you can get a great credit score without going into debt. Get the links from this episode.
Stefanie O’Connell is a financial expert, Gen Y advocate, speaker and author of the book, “The Broke and Beautiful Life.” She is dedicated to helping young adults achieve financial greatness. In this episode, I got Stefanie to sit down with me and talk about how to get started with a budget, the broke and beautiful budget. Stefanie walks us through the first steps of setting up a budget and how to plan for emergencies, be proactive about debt, and gear up for retirement. We talk about the other option when budgeting just isn’t an option anymore, which is making more money. Get more here...
Natalie Bacon is a personal finance blogger and writes over at Financegirl where she, of course, shares insights on money, but also intentional living, goal setting, being a young professional woman, and blogging. Natalie graduated law school with over $200,000 in student loans, worked in a job that didn’t fulfill her, and chose to change up her career for a more fulfilling and satisfying life. Now, Natalie works in personal finance during the day and hustles with her wildly successful blog Financegirl, on the side. In this episode Natalie shares her story with us and I dig in on her insight and advice on student loan debt and repayment. We discuss the difference between consolidating and refinancing and she shares why she won’t refinance her own student loan debt. Get more here...
Erin resides in NYC and is a millennial personal finance writer and speaker. She founded BrokeMillennial.com as a way to reach her fellow millennials who are struggling to understand basic personal finance concepts. She is a regular contributor to Forbes and U.S. News & World Report and has been featured on CBS Sunday Morning, and in outlets including USA Today, The Wall Street Journal, Mashable and Refinery29 . This week Erin and I the biggest myths around our credit score, becoming empowered to take control of our finances as women, extreme saving, and how everyone just needs to back off the "latte factor." Read more...